Privacy Policy of Timely Loan

Last Updated: April 1, 2026

Timely Loan (“the App”) is a loan calculation tool designed to help users estimate loan interest, total repayment, and repayment schedules for reference purposes only.

We value your privacy and are committed to protecting your information. This Privacy Policy explains how we handle information when you use the App.

1. Information We Collect

Timely Loan does not collect personal data.

We do not collect:

• Name
• Email address
• Identification documents
• Bank or payment information

All data entered in the App (such as loan amount, interest rate, and duration) is processed locally on your device and is not stored or transmitted to our servers.

2. Automatically Collected Information

We may collect limited non-personal technical information, including:

• App version
• Device type
• Operating system version
• Anonymous crash logs

This information is used only to improve performance and stability.

3. How We Use Information

Information is used only to:

• Perform loan calculations
• Improve user experience
• Diagnose and fix technical issues

We do not use data for advertising or marketing.

4. Data Sharing

We do not sell, rent, or share user data with third parties.

Information may only be disclosed if required by law.

5. Data Security

We implement reasonable measures to protect the application and prevent unauthorized access.

6. Children’s Privacy

Timely Loan is not intended for users under 18 years of age.

7. Third-Party Services

The App may use standard third-party tools (such as analytics or crash reporting) to improve performance.

These services may process limited technical data according to their own policies.

8. Policy Updates

We may update this Privacy Policy from time to time. Updates will be displayed within the App or on the app store page.

9. Contact Us

Company Name: PHONPHAI INNOVATION PRIVATE LIMITED

Email: company@phonphai-innovation.com